Terms of Service
Last updated: April 7, 2026
Welcome to DeniedMedicaid.com, operated by HCS Helpline ("we," "us," or "our"). By accessing or using our website, you agree to be bound by these Terms of Service.
About Our Service
DeniedMedicaid.com is a lead generation and referral service that connects individuals who have lost or been denied Medicaid coverage with licensed insurance agents. We are not a government agency, insurance company, or healthcare provider. We do not provide insurance directly.
Our licensed agents can help you explore marketplace health insurance plans, including options available through the Affordable Care Act (ACA) exchanges.
Eligibility
You must be at least 18 years old to use our website and submit information through our forms. By using our service, you represent that you are at least 18 years of age.
User Submissions
When you submit your information through our contact form, you agree that:
- All information you provide is accurate, current, and complete
- You are providing your own information or have authorization to provide information on behalf of another person
- You consent to being contacted by licensed insurance agents by phone, text message, and email at the contact information you provide
- You understand that submitting your information does not create an insurance policy or guarantee coverage
Communication Consent
By submitting your contact information, you expressly consent to receive:
- Phone calls, including calls using automated dialing technology
- Text messages (SMS/MMS) related to your health insurance inquiry
- Emails about health insurance options and related services
You may revoke your consent at any time by replying STOP to any text message, clicking the unsubscribe link in any email, or contacting us at help@hcshelpline.com.
Consent is not required as a condition of purchasing any goods or services. Standard message and data rates may apply. Message frequency varies.
No Insurance Guarantee
We do not guarantee that you will qualify for any particular insurance plan, receive any specific premium rate, or be approved for coverage. Insurance availability, eligibility, and pricing depend on many factors including your state of residence, income, household size, and other criteria determined by insurance carriers and government programs.
Disclaimer of Warranties
Our website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, HCS Helpline and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services.
Intellectual Property
All content on this website, including text, graphics, logos, and design elements, is the property of HCS Helpline and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our written permission.
Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of any third-party sites.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.
Changes to These Terms
We reserve the right to modify these Terms of Service at any time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of our website after changes are posted constitutes your acceptance of the revised terms.
Contact Us
If you have questions about these Terms of Service, contact us at:
- Email: help@hcshelpline.com
- Phone: (561) 576-0801